For schools

School insurance for beauty, barber, nail tech & aesthetician programs.

One quote covers general liability and professional liability for the classroom and the clinic floor — with options for advanced services like microneedling and medspa.

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What’s available?

  • General Liability — third-party bodily injury and property damage at the school, student clinic, or off-site events.
  • Professional Liability — claims tied to your instruction or the services performed by students.
  • Certificates of insurance — fast COIs for landlords, accreditors, and partners.
  • Optional property coverage — stations, equipment, inventory, and tenant improvements.

We can quote advanced services

  • Skin treatments and chemical peels
  • Micro needling and skin needling
  • Permanent makeup and eyebrow threading
  • Botox and medspa services (where state-licensed)

Coverage availability depends on state, supervision model, and the carrier’s underwriting. The quote form is the fastest way to find out what fits. Working independently instead of running a school? Look at individual barber and stylist coverage, or contact our team with questions.

Start your school quote

Tell us about the school. No obligation — a licensed agent reviews every quote.

Tailored for cosmetology and full-service beauty programs.

Do you have any tanning beds?
Do you repackage or relabel products under your own brand or label (example: soap)?
Has your insurance been canceled, declined, or non-renewed in the last 3 years?

Frequently asked questions

Do you cover all four school types in one application?

Yes — the form asks which type of school you operate (beauty, barber, nail tech, or aesthetician) and adjusts the questions from there.

What if our school teaches medspa services?

Many carriers can include skin treatments, micro needling, permanent makeup, and medspa services. We just need a few more details about how those services are taught and supervised.

How fast will I hear back?

A licensed agent reviews every submission. Most schools hear back within one business day.